Bill O'Quin, CLU, ChFC, RFC

Bill O'Quin, CLU, ChFC, RFC

Bill is a 40-year veteran of the insurance and financial services industry. He is publisher of The Virtual Assistant, The Virtual Library and The Field Library, the most comprehensive support tools in the industry. TheVirtualAssistant.com is a complete library of point-of-sale presentations, one-pagers, calculators, reference books and more that supports producers regardless of their practice specialty, distribution channel or career stage. He can be contacted at boquin (at) fsonline (dot) com.

October 21, 2013

Don’t Name Your Special-Needs Child as the Beneficiary of Your Life Insurance

While you may think you’re doing the right thing if you name your special-needs child (or grandchild, sibling, etc.) as the beneficiary of your life insurance, you may be doing the wrong thing. Here’s why. Under current federal law, an individual with more than $2,000 in assets is disqualified from most needs-based government benefits. State […]

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August 5, 2013

Health Care in Retirement—What You Need to Know

The rising cost of health care in the United States has become one of the primary risks to a financially secure retirement. With health care costs expected to continue increasing faster than inflation, the time to plan for your future health care needs is now—before you retire. Here’s what you need to know.

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March 14, 2013

Ensure Your Business Survives (Even If You Don’t)

With a properly structured buy-sell agreement funded with life insurance, your business partners won’t have to scramble to come up with the money to buy out your share of the business and you’ll be guaranteed that your survivors will be compensated fairly and promptly.

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