Category Archives: Financial Planning

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Want to Develop Your Kids Financial Brain? Use This Board Game

I wanted to remind everyone about a simple yet very effective financial literacy tool: Monopoly.

There are few better lessons in life than on-the-job training. Monopoly is a great tool to simulate financial lessons. I’d recommend that you wait for a rainy day to pull the popular board game out, but when that day comes, you’ll find tons of excitement for children of all ages.

The financial lessons inherent in the game include …

family with baby

Of Course You Don’t Need Life Insurance!

Most of us take more time planning our vacations than our financial futures. That’s why we decided that a quick chat with a top financial advisor might do us all some good. We spoke with Sarah Kaelberer, CFP, ChFC, who is a partner and President of Business & Estate Advisers Inc. in the Minneapolis area. She led us through some common misconceptions about life insurance and who actually has an “estate.”

older couple on beach

Looking for a Guaranteed Income Stream?

If you are concerned about outliving your savings, perhaps an income annuity will fit your needs. An annuity can offer a guaranteed lifetime income that you can’t outlive.

Fixed income annuities are offered with a number of payment options, allowing you to structure payouts according to your financial goals and objectives. Consider these four income streams:

View of a woman carrying a surfboard.

Do You Need Life Insurance When You Retire?

Once you hit 65 and retire, you don’t need life insurance, right? Not so fast! The traditional thinking about life insurance is that you only need life insurance when you have an income to protect, when you have a mortgage or when you have kids to support.

And while it’s true that having life insurance after 65 isn’t right for everyone, there are some good reasons you might want to consider it.

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