Bransgrove

When Crowd-Funding Isn’t Enough

When I was 22, I moved to New York City. I’d just graduated from college and my parents agreed to support my first few months as I dove headfirst into the theater scene. By Thanksgiving, I was starting to get a footing and had some exciting gigs lined up for the end of the year. Then I got a phone call I’ll never forget.

“Daddy’s gone,” my mom said. I could hear the pain, love, shock and uncertainty in her voice. I couldn’t believe it. How could my father, at 49, be gone? All of the sudden, I felt the profound permanence of death. I couldn’t call him anymore. I couldn’t ask for his advice. I couldn’t give him a hug when I flew home for Christmas. My family had a massive, dad-shaped hole.

Bransgrove

When Life Hands You Lemons …

No one can put a value on a mother. Yet, if only my family’s financial plans had included the key ingredient of life insurance for my mother, my family’s financial position and my current academic path would now be more secure. Benefits from such coverage would have provided for the payment of her funeral service, the cost of my supervision and care over the years, my college tuition and kept us in our house.

couple holding hands in beach chairs

You’re Planning for Retirement. Do You Still need Life Insurance?

Let’s be realistic. If you have an adequate investment and pension portfolio, if you have made provisions for your health care costs, if you have no one relying on you for financial support, maybe, just maybe you can afford to retire. If not, life insurance is something you may want to consider.

couple holding hands in beach chairs
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