Sensationalism Doesn't Belong in a Personal Finance Column

Much like our own mission at the LIFE Foundation, the job of a personal finance journalist should be to inform and educate people to help them make smart financial decisions. Yet in a recent article from SmartMoney (10 Things Life Insurers Won’t Tell You), reporter Jilian Mincer leads her readers to the conclusion that the […]

Is 10 the Magic Retirement Number?

According to a Lincoln Financial Group study, a 10-times assets-to-income ratio is a guide that can help people determine how they can be better prepared for retirement. In other words, if you are earning $100,000 per year, you need to have $1,000,000 in assets for a comfortable retirement. Understand that this is a guide and […]

Bull, Bear or Bewildered?

As we look at the economy, we now realize there are more than just bull and bear investors. There are bulls, bears and the bewildered. MetLife states that there are actually 10 types of investors. Here is their list: Snoozers – People who don’t think about future risks at all. Active Resisters – People who […]

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