When asked if they know someone who has become disabled, the most common response is “no.” Yet, over 8.9 million American workers, over 5% of the workforce, are receiving Social Security Disability Insurance benefits today, and SSDI is difficult to qualify for. If we change the question to: “Do know someone who has had cancer, a bad back or heart problems,” the response invariably becomes “yes.” One of the most enduring myths about disability is the average working American’s assumption that disabilities are most likely to be caused by an accident.
Without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your credit card bills without feeling the pinch? If you’re like most, it wouldn’t be long at all: Half of working Americans couldn’t make it a month before financial difficulties would set in, and almost […]
Congratulations on landing your first job! Now that you’re earning a living, it’s time to be proactive in taking care of your insurance. A healthy insurance portfolio protects your most precious assets in the event of death, disability or illness. Read on to learn three essential ways to protect yourself and your loved ones.
A Life Happens survey found that most people couldn’t make it a month without their paycheck before financial difficulties would set in. So, it’s easy to see how important disability insurance is.
You’re not the first or the last one to ever wonder: Can someone buy a life insurance policy that covers me—one I never knew existed? It seems stuff that suspense movies are made of, right? Well, your fears are most likely unfounded. There are quite a few hurdles to buying a life insurance policy “secretly.” […]