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older men after exercise

What Discipline Has to Do With Happiness in Retirement

The study revealed a link between the discipline an individual brings to financial planning and their happiness in retirement. Retirees who identify themselves as “highly disciplined” planners are much more likely than non-planners to say that they are happy in retirement (91% vs. 63%).

older men after exercise

6 Reasons Millennials Should Consider Life Insurance (even if you don’t have kids)

There is facial recognition software that will name your friends and ask you if you want to tag them on your social media profile. You can text someone a message from half a world away, and you can play a video game with a complete stranger on another continent. Technology has accomplished so many amazing things in the past 20 years, but there’s still no way to bypass our own mortality.

While it’s never pleasant to discuss, your death is inevitable. It is easy to forget this when you’re young. Everything seems to be going as planned and most young people have little connection to the heartache of death, outside of the passing of their grandparents.

But early adulthood is an advantageous time to purchase life insurance. The benefits to doing so are many. If you’re not sure whether you need insurance or not, consider the following.

The Widening Gap: Coverage Vs. Need

Americans say they want enough life insurance to cover expenses for at least 14 years after the loss of a breadwinner, but in reality only have three years of protection in place. This finding is in line with the Insurance Barometer Study that Life Happens and LIMRA have conducted over the past several years.

A Life Story (With a Moral)

It’s funny how people sitting next to you on airplanes sometimes open up and like to talk. This happened to me last week with a gentleman who looked at me and decided I was a good person to talk to, or maybe I’m just a good listener.

He told me his whole financial life history. Don’t ask me why. I didn’t know him, and he didn’t know me, but I listened.

Identity stolen twice, divorced twice, both times expensive, and just remarried at age 66 to a somewhat younger woman who has significant debt.

His career has been varied. Fireman, CPA, boat captain, electrical engineer and now talking about retirement. He will be going from a high-income earner to a low-income retiree.

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