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Happy multi-generation family portrait in the countryside

Here’s Why You Need Critical Illness Insurance (But Maybe Your Parents or Grandparents Didn’t)

One thing that makes critical illness insurance unique is that it was not created by an insurance company, but by a world-famous heart surgeon, Dr. Marius Barnard. He was part of the team, headed by his brother, Christian Barnard, that successfully performed the first human heart transplant.

Dr. Barnard was practicing medicine in South Africa, and saw that, with the changes taking place in medicine, when a critical illness struck he was able to heal his patient physically, but the financial stress that accompanied cancer, heart attack and stroke was killing his patients.

Happy multi-generation family portrait in the countryside
Couple embracing dogs

6 Things You Didn’t Know About Long-Term Care Insurance

When you think of long-term care insurance, what comes to mind? Unfortunately, some people hold certain misconceptions or have an unfavorable opinion of long-term care insurance, largely stemming from issues related to its early days. But that was then. Today, there are more options focusing on straightforward and flexible long-term care solutions. Let’s take a look.

Couple embracing dogs Senior couple hiking in mountain range, Italy

One of the Biggest Myths About Long-Term Care

Many people aren’t planning for their future long-term care needs because they think the government will pick up the tab. That’s just not true for most individuals. Given that about 70% of people over age 65 will need some type of long-term care in their lifetime, according to the U.S government, this is a serious mistake to be making. Here’s why.

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