veryone knows healthcare is expensive, but it might surprise you to see the actual cost of many common medical procedures. Things like well visits, simple lab tests and minor outpatient procedures might not cost too much. If you had to, you could probably pay for them out of your own pocket.

But what if you require a major medical procedure or develop a chronic health condition that requires ongoing treatment and monitoring? That’s when health insurance can be a vital financial safety net, preventing you from having to empty your bank account, or worse, in order to pay for needed medical attention.

Healthcare costs vary widely from state to state. For this reason, it’s difficult and sometimes misleading to show aggregate healthcare costs for the US. So instead, the figures cited in our Cost Estimator come from one specific place, the state of North Carolina. Based on the regional Consumer Price Index (CPI), North Carolina ranks very close to the national average with regard to CPI. Depending on where you live, the cost of the procedures cited in our Estimator may be somewhat higher or lower. That said, the cost figures for North Carolina will give you a ballpark sense of healthcare costs for common medical procedures.

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