Human Life Value Calculator

The human life value calculator helps you assess the financial loss your family would incur if you were to die today. The calculator provides only a rough estimate of your human life value, which can factor into how much insurance you need.

After calculating a typical lifetime income based on your specific circumstances, you’ll see a final number that gives an approximate measure of your net contribution to your family—your human life value. This should not be considered a comprehensive assessment, as it only takes generalities into account. Still, given the limited information you’re providing, we believe it is the best estimate available.

 

Please note: Only numeric values will be accepted. Do not use special characters such as $ or commas.

General Information 1
?Life insurance in force: includes individual policies, group term coverage available through work, and any other life insurance on your life payable to your family or for the benefit of your family. Do not include accidental death insurance or “double indemnity” insurance.
Analysis 2

Human life value

Minus total resources

Equals Life Insurance Needed

This should not be considered a comprehensive assessment, as it only takes generalities into account. Still, given the limited information you’re providing, we believe it is the best estimate available.