Disability Insurance

Think about it. What would happen if suddenly, due to an illness or injury, you were unable to work?

Without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your credit card bills without feeling the pinch? If you’re like most, it wouldn’t be long at all: Half of working Americans couldn’t make it a month before financial difficulties would set in, and almost one in four would have problems immediately, according to a LIFE Foundation survey.¹

That’s where disability insurance comes in. Think of it as insurance for your paycheck. It ensures that if you are unable to work because of illness or injury, you will continue to receive an income and make ends meet until you’re able to return to work.

You don’t hesitate to insure your home, car and other valuable possessions, so why wouldn’t you also protect what amounts to your most valuable asset? Explore this section to learn more about the different sources of disability income protection and ways to get coverage.

¹The Disability Survey conducted by Kelton Research on behalf of the LIFE Foundation, April 2012
pdfDownload the disability insurance guide questionWhat's next? Do you need disability insurance?Learn what types of people need disability insurance and why is it so important.

How much disability insurance do you actually need?

Calculate now