First off, I want to thank Life for the opportunity to apply for this scholarship. Being a nursing student pursuing a bachelor’s degree, time becomes slim and the stress of school and work are sometimes too much to handle. At the brunt of all this, academics are sometimes put on the back burner, not by choice, but by simple fact we all need money to survive. Unfortunately, I believe I am a great candidate for this scholarship. My father died when I was 12, my mother died when I was 16 and my older brother died when I was 20. I am now 21, and the past 12 years of my life have been emotionally trying, as well as tragic.
My father had a life insurance policy, his ex-wife as the beneficiary. He took out the policy when he was younger, and eventually forgot about it. When he died, my siblings and I were under the understanding he didn’t have life insurance, until we found an old dusty policy buried deep in his things. When we realized whose name was on it, our hearts dropped in fear because we knew the intentions of this woman weren’t good. My father’s ex-wife took the entire $30,000 for the policy and moved away to another state. She never helped pay for any of the funeral expenses, nor did she give us ANY of the policy to help with college, etc. I share this to stress the importance of updating your policy with the correct beneficiary when things come up in life, because as we all know, they do! As for my mother, she didn’t have an insurance policy at all. All funeral expenses, etc. were all paid out of pocket by her siblings because I obviously didn’t have any money at 16 to contribute.
Lastly, my older brother didn’t have a life insurance policy either so it was the responsibility of my other siblings and I to pay for funeral expenses. Despite my hardships I have learned to focus on the positive and most importantly never give up on my education. I have been living independently and completely supporting myself financially since the age of 18. Before this, I lived with my sister and brother-in-law who barely make enough money to support their own family. I work about 35 hours a week as a nanny, while in school. I’ve had waitressing jobs where I worked until 2am and went to class the next day at 8am because it’s what I had to do to get by. If my family members had life insurance, things would be different. Even though money could never mend a broken heart, some financial help would allow me to put in the work a nursing degree demands, and I wouldn’t feel so stressed out all the time. If I was able to receive this scholarship, a huge burden would be lifted off of my shoulders financially, and I would be able to focus more on my studies.
You can help students like Anne-Margaret make their dream of a college education come true by donating to the nonprofit Life Lessons Scholarship fund. Donate here.