Every adult should plan ahead by completing an advance directive that specifies his or her personal preferences regarding what are acceptable and unacceptable medical treatments.
And when it comes to insurance, while a little knowledge is not a dangerous thing, a lot more knowledge is preferable. To make the right choice in coverage type and amounts, you need to first know what you don’t know—and then get answers.
75 million families depend on life insurance to protect their loved ones, but according to the Census Bureau, there are 112 million families in America. That means one-third of the families have no life insurance, and many of those insured are under insured.
Why do so many people fail to make this change and their policy’s death benefit winds up going to their ex-spouse? To put it simply, they forget. This is a detail that gets overlooked with all of the other things that require their attention at such a time.
Retirement accounts are not yielding the returns that they have in the past, and the potential of a 57% failure rate by following the 4% rule should get your attention.