Category Archives: Life Insurance

Happy multi-generation family portrait in the countryside

Here’s Why You Need Critical Illness Insurance (But Maybe Your Parents or Grandparents Didn’t)

One thing that makes critical illness insurance unique is that it was not created by an insurance company, but by a world-famous heart surgeon, Dr. Marius Barnard. He was part of the team, headed by his brother, Christian Barnard, that successfully performed the first human heart transplant.

Dr. Barnard was practicing medicine in South Africa, and saw that, with the changes taking place in medicine, when a critical illness struck he was able to heal his patient physically, but the financial stress that accompanied cancer, heart attack and stroke was killing his patients.


7 Sports That Make Getting Life Insurance Hard (or Impossible!)

One of the questions I’ve received over the years is “Will my sport cause me problems in purchasing new life insurance?” The answer in most cases is no, but there are some hobbies that may be a problem for the underwriters in the insurance company.

Here is a list of seven high-risk sports that are problematic when it comes to getting life insurance.

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