Why Do I Need to Review My Life Insurance Annually?
Some things can take a “set-and-forget” approach, but your life insurance shouldn’t be one of them! A lot can happen in a year. Think about the changes you’ve seen in your own life: maybe you’ve taken a new job, expanded your family, bought a house, or any number of...
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Why Do I Need to Review My Life Insurance Annually?
Some things can take a “set-and-forget” approach, but your life insurance shouldn’t be one of them! Reviewing your life insurance annually is a smart choice.
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When you decided to go into business for yourself, your first thoughts were most likely excited ideas of what could go right: more freedom, happy customers, increased earning potential. However, your later thoughts may have turned to what could go wrong as well. ...
The 2022 Insurance Barometer Study, conducted annually by Life Happens and LIMRA, reveals that financial security is a concern for all generations, but one that can be addressed with a stronger understanding of life insurance and its value.
Life insurance provides ...
April is Financial Literacy Month, a time to raise awareness about financial education, especially in schools for children and teens. It’s an essential message for young people, and as a mom to two teenage girls, I can certainly attest to its importance.
Given my ...
Did you know that life insurance may be the single greatest gift you can buy for your family?
I emphasize buy because, of course, nothing can replace the gifts of time and love you already give them.
Let’s look at some of the misconceptions that may be stopping ...
I’m going to let you in on a secret: You don’t have to be a millionaire to give back like one. Life insurance is an affordable way to leave a large, lasting legacy to a charity, school or religious organization. If you currently donate sporadically or even commit ...
Over the past two years, COVID-19 has killed Black Americans at a faster rate than any other demographic. And yet, there are still at least 20 million individuals in the Black community without adequate life insurance coverage, according to the 2021 Insurance ...
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So much has happened in the last few days and weeks that I feel like months have passed. Social distancing is now on everyone’s lips. And the goal is noble: flatten “the curve” and prevent more people from getting sick from the Coronavirus.
The impact, though, is ...
Join us as we moderate a Twitter Chat during Insure Your Love Month along with NAIFA. We’ll discuss new data that shows Americans are delaying traditional life milestones and following alternative paths in favor of financial security.
We hope the chat helps ...
We get it: No one wants to think about death—for us or the ones we love. And a lot of people equate life insurance with death. And while it IS there if the worst were to happen, it can also do so many other things, and doesn’t have to break your budget while doing ...
Most of us aren't keen to think about the end of life—especially our own. But discussing the need for and understanding end-of-life planning documents is important for all of us. So, what are these documents and why do you need them? Here’s a summary:
1. Durable ...
The summer lemonade stand is a rite of passage for all kids. It is usually the first time a child gets to create their own business. They learn about the hard work it involves but also learn of its rewards, monetary and other. For my two girls, it was a lemonade ...
After feeling a lump in her breast earlier this year, my wife, Julie, who’s 35, had a 3-D mammogram. The radiologist reviewed the results with her and scheduled a biopsy for the following week. That’s when we found out that she had high-grade ductal carcinoma in ...
Join Life Happens and NAIFA representatives on Thursday, September 26th from 1:00-2:00pm EDT as we moderate a Twitter Chat focused on findings from the 2019 Insurance Barometer Study. There will be plenty of activity from the media, insurance companies, agents and ...
If you are expecting a child and are considering life insurance, the first thing I have to say is—smart move! But if this is your first time looking for coverage, you may have questions. Here are some typical ones I’ve heard over the years:
1. What type of life ...
America is a charitable nation. More than two-thirds of Americans (69%) give to charity each year. That means you probably do too. But did you know that there are other ways to give to charities besides just writing a check or supporting a Go Fund Me campaign?
A ...
It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a ...
Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family—excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That’s when he was ...
First off, great job on buying life insurance! You took an important step by protecting the ones you love.
Every life insurance policy requires you to name a beneficiary. A life insurance beneficiary is typically the person or people who get the payout on your ...